A durable financial POA is a legal document that allows you to designate another person who can act on your behalf in financial and business matters such as:

• Paying bills

• Filing insurance claims

• Banking

• Managing investments

• Buying and selling real estate

If you're married, it's common to name your spouse as your primary Power of Attorney (POA). Other good choices include adult children, nieces, nephews, or siblings who are 18 or older.

First and foremost, your financial POA must be a person you can trust to manage all of your assets, financial accounts, and real estate.

Also, it's important for your financial POA to be adept at:

• Paying bills on time

• Organizing bank records

• Balancing a checkbook

• Making investment decisions

• Understanding when and how to hire an attorney, CPA, financial advisor, Realtor, and other advisors for you.

• Treating your monies as yours and never co-mingling with their own funds.

It only takes about 5 to 10 minutes to complete the on-line questionnaires. After you've answered the questions, your documents will immediately be generated and sent as attachments to your email address.